Loans For Used Cars In Nicholasville, Kentucky
Meet With A Financial Expert At Toyota on Nicholasville Today
Many Americans have less than perfect credit scores, but that doesn’t mean you can’t drive a stylish pre-owned Toyota Camry! With help from our new and used Toyota dealership in Nicholasville, Kentucky, you can apply for comprehensive challenged credit financing today. Make your way over to our hassle-free dealership to speak with a Toyota team member now. We’ll take the time to sit down with you, explain the credit application process, the types of sub-prime loans that exist and how our professionals have helped many drivers just like you secure the second chance at the financing that they deserve!
Do I Have A Challenged Credit Score?
Don’t worry if you’re not sure what your credit rating is, as most drivers do not usually know their credit score off hand. Our team can help you complete a credit application so that we can run a credit check. If you prefer, you can complete our loan application from the comfort of your home, thanks to our secure website. This check allows us to view your unique credit score, letting us know where you fall on the spectrum of ratings. The breakdown is as follows:
- Excellent 700-850
- Good 680-699
- Average 620-679
- Low 580-619
- Poor 500-579
- Bad 300-499
When working with our new and used Toyota dealership, many drivers qualify for challenged credit financing, so don’t hesitate to reach out to our dedicated professionals today! We can help you work through:
- Bankruptcy filings
- Late or missed payments
- Property foreclosures
Or any other financial situation you may currently be facing. All drivers have the right to own a mode of transportation that they can count on and Toyota on Nicholasville is here to help you do just that.
What Factors Impact My Credit Score?
We work with many different financial lenders so that we can be sure we are presenting you with a wide range of sub-prime auto loans. Our lenders look at a number of factors when determining your eligibility for a car loan, including your debt-to-income ratio and your ability to pay a loan back over time. Many drivers are unsure of what factors go into their credit score; understanding this can help you create a solid financial foundation that enables you to secure the pre-owned Toyota RAV4 you’ve had your eye on. Your credit score is comprised as follows:
- Payment history 35%
- Amounts owed 30%
- Length of credit history 15%
- New credit 10%
- Types of credit in use 10%
Our professional team members will happily explain what these terms mean and how they apply to you, contact Toyota on Nicholasville now! We are eager to help you explore the car loans that are available to your unique situation so don’t hesitate to reach out today.